HOPE Housing Counseling
Becoming a homeowner is a complex endeavor for anyone. Habitat for Humanity of Kansas City is here to help.
We’ll help you find your Path to Homeownership
Habitat KC’s HOPE Program helps individuals and families move forward with their dreams of homeownership no matter where they are on their financial path. Through individualized assistance, our financial coaches help identify the barriers keeping participants from homeownership and work with them to create a plan for success that qualifies them to purchase a home through Habitat KC or on the open market. Those enrolled in the program will learn how to earn a healthy credit score, their rights as a consumer, to prepare a budget and ways to pay down debt.
Comprehensive Housing Counseling Services
Clients receive comprehensive individual counseling which covers understanding credit, budgeting and savings how to get mortgage ready. You will also receive a clear action plan developed to achieve your overall goal of homeownership.
Clients receive comprehensive individualized counseling which covers: Avoiding predatory lending, raising your credit score, and developing a spending plan.
Includes basic home maintenance, Fair Housing, and managing your credit.
Clients will receive individualized assistance with preparing a crisis budget, understanding credit, the different types of loss mitigation options available. Clients will also be assisted with contacting their loan servicer and submission of hardship package to servicers.
The client will learn the entire home buying process, from shopping for a loan to closing on your mortgage loan. They will also learn how to get into the Habitat Homeownership Program, the 5 C’s of credit, and how to qualify for a mortgage through a bank.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.