Homeownership

The need for affordable housing is immense, and the lasting impact homeownership can have on families and individuals is undeniable. Habitat for Humanity homes are not free – each family who partners with Habitat is making a personal and financial investment in their future.

Every family needs a strong foundation to build a brighter future.

At Habitat for Humanity of Kansas City, we believe that every one of us deserves a decent and affordable place to call home, and that home becomes a launching point for a brighter future.

We partner with hard-working, families to help them build a better life for themselves and their loved ones – because we know that decent, affordable shelter offers strength, stability, and self-reliance.

Habitat homes are sold with an affordable mortgage that is less than 30% of our homeowner’s monthly income. This affordable payment creates financial stability allowing for homeowners to invest in their families and future.

It Pays to Own.

When you receive the keys to your new home, you will see the surprising benefits of safe, decent, and affordable shelter.

Stability

Provide your family with a safe, stable home to return to at the end of the day. A place to call your own means you can make it exactly what you need to thrive.

Affordability

We work with you to ensure that your new home is affordable so you can use your resources effectively. With your very first payment, you are building equity.

Ownership

Your new home will be an asset and your legacy – something you can pass down to your children. Your home will continue to provide stability to your family for generations to come.

Sweat Equity

Through our partnership with families and individuals, we equip future home buyers with the strength and self-reliance they’ll need to be successful homeowners. Families who are accepted in the Habitat partnership will be required to complete 350 sweat equity hours. Take a look below at a few of the ways this important investment of time is made.

Work Sites - Being involved in the process of building or renovating Habitat homes – including your own.

Education - Classes involving financial education, hands-on maintenance training, future planning, and more.

Restore - Lending a hand at a Habitat ReStore to collect, organize and sell gently used home building supplies.

How do I qualify?

Use the form below to help you find the path to homeownership that is right for you. If you don’t qualify today, don’t worry! Call us at (816) 924-1096 to schedule an appointment with one of our financial coaches and we’ll help you get mortgage ready.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.