BEcome a Habitat Homeowner

Habitat for Humanity homeownership

Changing Lives Through Homeownership

Habitat KC works with local families and individuals to build energy-efficient, healthy and sustainable houses. Habitat homes meet individual needs while also complementing the existing neighborhood.

How to Qualify for a Habitat Home

Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment. For us, it is one answer to a critical need, and we believe that stronger homes will create stronger communities.


Prospective Habitat homeowners must demonstrate a need for safe, affordable housing. We serve families and individuals whose income does not exceed 60% of the area median income as defined for the area by the U.S. Department of Housing and Urban Development.

Ability to Pay

Prospective Habitat homeowners must qualify for the loan and demonstrate the ability and willingness to pay an affordable mortgage. Habitat KC makes a reasonable effort to ensure that mortgage payments do not exceed 30% of the homeowner’s gross monthly income. Mortgage payments are cycled back into the community to help build additional Habitat houses.

Willingness to Partner

Once selected, Habitat homeowners must partner with us throughout the process. This partnership includes performing partner hours or helping to build their own home or the homes of others in our homeownership program. Partner hours can also include taking homeownership classes or performing volunteer work in a Habitat ReStore.

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Tour a Habitat KC Home

Take a virtual tour of a new home built by Habitat KC!

Explore the varied designs that we build in neighborhoods across the KC metro. These are examples of the homes we build. We cannot guarantee a specific design.


Complete this short form to see if you qualify for our homeownership program.

Formulario de admisibilidad