Neighborhood Stabilization Program

Habitat for Humanity - Kansas City, Neighborhood Stabilization ProgramThe Neighborhood Stabilization Program (NSP) is a program through the U. S. government to address the foreclosure crisis happening across the country. Here in Kansas City, more than $7 million dollars is being used to renovate homes in the urban core and get families moved in. This helps in reducing blight, increasing property values and revitalizing our neighborhoods.

Habitat for Humanity Kansas City is proud to be one of five organizations working with the city of Kansas City on this program, and the only organization targeting low income families (those who make between 30 and 50% of Kansas City’s average income).

While Habitat for Humanity Kansas City serves low income families, it is possible that you qualify for the NSP program but are above Habitat for Humanity Kansas City guidelines. The basic NSP Requirements are:

  1. Be a U.S. citizen, qualifed alien or a non-immigrant.
  2. Be able to qualify for a mortgage.
  3. Attend an 8-hour HUD approved home buyer education class.
  4. The home you buy through the program must be your primary residence.
  5. Meet income qualifications below:

Family Size

Maximum Household Income

1

$59,100

2

$67,550

3

$76,000

4

$84,450

5

$91,200

If you would like information about the other property developers that are involved with NSP, please see http://nspkc.org.